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Welcome to ACE Credit Union Services. This site is for anyone interested in credit unions or who is involved in their development. Through this website ACE members can get access to up to date policy and procedure files and download valuable information of subjects such as Compliance, Governance, Human Resources and Marketing.

When you become an ACE member you will get automatic access to support from a credit union trade association that has been in operation for over 20 years and you will be able to ask for valuable advice and support when your credit union needs it. The ACE annual affiliation fees are affordable at 60p per adult member and capped at the rate that you would pay if you reach a membership of 8,000 members.           

Once you are an ACE member you will get access to FREE training sessions that includes the essential subjects including Directors Roles & Responsibilities; Risk Management; Business Continuity and Growth & Strategic Planning.


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ACE Credit Union Services is one of four British credit union trade associations that works on behalf of its members to communicate with the credit union regulators and respond to proposed changes in legal and regulatory changes that will have an impact on credit unions

ACE CUs currently have more than £72m in combined assets, more than £62m in combined savings and almost £35m in combined loan balances. Between them, the 24 credit unions currently affiliated to ACE have more than 73,000 adult members and almost 14,000 junior members. And these numbers are all increasing continually.

We feel it is vital that there is more than one support body so that credit unions and study groups have a choice of organisations in terms of support, representation and training. Without choice, a monopoly situation arises which is invariably not good news for the consumer.

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How to join ACE

Why should you affiliate yourself with ACE? click here to find out

Apply here to become affiliated

Exploring the Risk Universe with Caroline Domanski, CEO at No1CopperPot Credit Union

Making sense of the Regulatory requirements for credit unions regardless of scale https://youtu.be/FMt50BJ1HHs

April 2023 Newsletter now available

Our latest newsletter is available to view here

 The April 2023 ACE Newsletter contains the programme for the ACE Conference which is being held on the 26th and 27th May at the DoubleTree by Hilton in Chester. The programme includes speakers from the PRA, FCA and the FSCS on regulatory issues as well as sessions from the Money and Pensions Service, Fair4All Finance, National Illegal Money Lending team. There are also speakers talking about the new Consumer Duty regulations, Sharia compliant credit union services followed by Workshops on Dealing with Individual Voluntary Arrangements (IVAs) and Trust Deeds; identifying  a credit union in distress and Combating Fraudulent Activity.

ACE on Facebook

Facebook page for ACE
Check it out and like/follow for latest updates.


Latest Newsletter

Our latest newsletter is available to view here

Bilingual, free and impartial money guidance 

The Money & Pension Advice team have produced bilingual, free and impartial money guidance for your customers, clients or staff. More information is available here

Coronavirus COVID 19

You may have already started to write your own Contingency Plans for the impact of COVID 19. With thanks to all UK Credit Union Trade Associations the factsheet here is not meant to replace or change anything that you have already implemented but it might help those of you who have not yet planned how to respond to the impact of Covid-19 as yet. 


2020 Budget proposes changes to Credit Union legislation 

The Chancellor announced at Budget yesterday that the Government will bring forward legislation to allow credit unions to offer a wider range of products and services to their members, supporting their vital role in financial inclusion. The Budget document is available here, and the specific announcement is on p100.

As the Government conducted a wide-ranging consultation on the future of the credit union sector in 2014, they believe it would be unnecessary to repeat the process at this point. However, HM Treasury is keen to engage with the sector on the specifics of the changes.


Important Dates

May 2023
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