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Welcome to ACE Credit Union Services. This site is for anyone interested in credit unions or who is involved in their development. Through this website ACE members can get access to up to date policy and procedure files and download valuable information of subjects such as Compliance, Governance, Human Resources and Marketing.

When you become an ACE member you will get automatic access to support from a credit union trade association that has been in operation for over 19 years and you will be able to ask for valuable advice and support when your credit union needs it. The ACE annual affiliation fees are affordable at 60p per adult member and capped at the rate that you would pay if you reach a membership of 8,000 members.           

Once you are an ACE member you will get access to FREE training sessions that includes the essential subjects including Directors Roles & Responsibilities; Risk Management; Business Continuity and Growth & Strategic Planning.


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ACE Credit Union Services is one of four British credit union trade associations that works on behalf of its members to communicate with the credit union regulators and respond to proposed changes in legal and regulatory changes that will have an impact on credit unions

ACE CUs currently have more than £63m in combined assets, more than £55m in combined savings and almost £35m in combined loan balances. Between them, the 25 credit unions currently affiliated to ACE have more than 75,000 adult members and almost 14,000 junior members. And these numbers are all increasing continually.

We feel it is vital that there is more than one support body so that credit unions and study groups have a choice of organisations in terms of support, representation and training. Without choice, a monopoly situation arises which is invariably not good news for the consumer.

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ACE Conference 2020

The 2020 ACE conference and AGM will be held at Future Inn,  Bristol from 15th - 16th May 2020

The cost of the conference is:
24 hour delegate £185 
Day delegate (Friday) £30 
Evening Meal only (Friday) £30
Day delegate (Saturday) £40 

As usual Conference will start with lunch at 1pm on the Friday afternoon followed by presentations starting at 2pm. This session will be followed by an evening meal on the Friday night and a full day of speakers and workshops on the Saturday.

Book online here

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Is this the decade of the credit union? 

Charles Randell, Chair of the FCA, speaks at the National Credit Union Forum

  • Community based lending is key part of growing the supply of affordable credit.
  • Accelerating the growth in credit union membership requires a transformation of the sector.
  • Credit unions need governance that’s equal to this transformation challenge, while continuing to protect consumers and prevent financial crime.

The full speech is here. .


Trade Association joint response to the Scottish Parliament's Economy, Energy and Fair Work Committee

The UK credit union trade associations have submitted a joint response to the 'Call for Views' on Protected Trust Deeds used in Scotland. 

The full response is here. .


Founder Member of BAG Credit Union retires as Treasurer

After 27 years of voluntary commitment to key positions in BAG Credit Union, founder member Pam Farrant has retired as the BAG Credit Union Treasurer.

Read more . . 

Important Dates

February 2020
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